My great-grandfather on my father's side was Ernest Emery Lloyd (standing in photograph above). His parents were Harvey Phillip Lloyd and Louisa Emery. His mother died when he was young and his father had to arrange for Ernest and his brothers and sisters to live with other families so that he could farm. Ernest was placed first with the Ball family and then with the Philip Gatch family. He worked and retired from the Union Central Life Company, but his real love was farming. After marrying my Great-Grandma Lloyd (maiden name Hunsicker - see Hunsicker ancestors below), in his spare time he farmed the family farm in Milford, Ohio.